I used to work for the Federal Government, but now make money through self-employment. It’s been quite challenging for sure and I’m still getting the hang of it. However, I’m excited about the road ahead and am anticipating many great things.
Although my entrepreneurship journey started while I was working my day job, it’s all still pretty new to me. Life as a business owner is certainly not easy. Not only may it take a little while to start earning income consistently, but you also have to have to work harder, be more dedicated and fiercely innovative. Bills don’t stop coming just because you don’t have a “reliable” source of income. Thank goodness, for savings and a supportive husband who is gainfully employed!
In addition to working my businesses, the other thing I’ve started to do is search for money. Where, you ask? I’ll get into that in a bit, but first I’ll tell you why.
I wanted to build a better, positive relationship with money. In relationship building, you nourish and handle with care. Part of that means not letting it slip away or sit unclaimed.
Since I’ve started looking for cash, I’ve found the equivalent to about $182.50 per week. An extra $730 per month may not seem like much, but I think it’s a great start!
If you’re curious as to where I found this money, keep reading…
Got Rid of Cable.
Cable and cell phone charges always consume a huge chunk of our income. Why? Because we crave entertainment; and I don’t know about you, but I’m totally over cable. In all honesty, I rarely use my iPhone to talk to people. I mainly use it for social media and internet trolling. I haven’t found a solution for reducing my cell phone charges yet (actually, I haven’t tried) but we cut cable service, and that saved us about $100 a month.
I sat down one day and went through every service I paid a subscription fee for. Mind-blown! I found money coming out of my bank account for services I hadn’t used in YEARS! Because it was $5 here or $10 there, I didn’t pay much attention. Not only that but because I hadn’t tracked what each fee was for, I just assumed they were all for things I regularly used and needed. This was so not the case. I ended up canceling $80 in monthly subscriptions. And for the services I had been using, I found cheaper or free alternatives that provided the same type of service.
Doing It Myself.
I started making all of my household cleaning products. In my quest for a chemical-free home, I would buy pre-made non-toxic products and call it good. These products are not cheap! I quit purchasing these items and invested in gallons of vinegar, baking soda, and other things to whip up my personalized products. I also began in research how to use common foods that are great for cleaning as well. The pay-off? A fresh-smelling, non-toxic home and savings of $60 per month.
Use of Public Transportation.
Here in Japan, there is so much to see and do. I love going downtown Tokyo. What I don’t like is the cost of all the toll charges to get there. Don’t even get me started on what it costs to park! While I prefer NOT to take the train, it’s a cheaper way to travel. What helps make my train ride easier is avoiding peak traveling hours and holidays. I’ve saved about $150 a month.
Reduced Money Spent on Gas.
It’s unbelievable how much money I used to spend on gas traveling to and from work each day. I used to pay $50 a week on gas, but since I know work from home, I only gas up once every two weeks, bringing my savings to $140 a month.
Quit Eating Out As Much.
This one is the killer! Yeah, I love food–all kinds of food at that. The restaurants here are fantastic, but boy does eating out add up! With the kids out of the house, my husband and I used to eat out multiple times a week. We spent a whopping $320 a month just eating out, and this didn’t include weekends. Some cutbacks needed to happen. We now only eat out once a week and began saving $200 a month.
Searched for Unclaimed Money.
If you’ve never visited those unclaimed money sites, you need to. I did a search didn’t find anything in my name, but I found money that belonged to a few of my family members. These funds were sitting there collecting dust. While it wasn’t thousands of dollars, a penny is a penny and if it belongs to you, claim it!
These are just a few ways for discovering money. If you are on a journey to building wealth, I encourage you to search high and low for ways to get you there. Leave no coin behind.
All the best, always.